Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest car and truck loans.

A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!

Boost your Credit History

Our objective is always to transform our clients’ financial life by increasing their credit ratings, enabling loan providers and credit card issuers to take into account them low-risk. We accomplish that goal through getting our consumers to the vehicle that is right restore their credit rating.

Legacy Car Credit provides:

  • Low-kilometre automobiles, in order to drive a vehicle that is reliable make low re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% rates like many creditors
  • 2-5 12 months term choices
  • Reports to Equifax, to make sure that your credit rating improves within the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer a selection that is large of to meet up your preferences
  • Professional staff to simply help with debt-restructuring through proposals and bankruptcy
  • Multi-point automobile inspections, in reducing the opportunity of unanticipated fix expenses
  • 30 Exchange day
  • Free Distribution

Step mississippi acceptance installment loan One

Apply On Line

Our credit that is easy application have the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative way of funding will make suggestions through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.

Step Three

Drive Away

After your approval, it is possible to drive away in your vehicle that time if you’d like! Many thanks to our super easy procedure, we’re going to allow you to get authorized and driving right away, to get back again to residing the life span you prefer through rebuilding your credit.

Why Is Us Different

We’re The Lender

Our company is an in-house funding company that lends our very own cash, and therefore makes us various.

Meet The Group

At legacy Auto Credit you can easily select whom works in your favor. Our non payment Credit and Finance Advisors can get you authorized and explain to you automobile choices

We Deliver

Whom knew automobiles had been like pizza. You can now get our rate that is low in funding anywhere in Ontario and never have to keep your house.

Exchange Privilege

We’re certain you’ll be satisfied with your purchase, however in instance you’re not just bring it back* and we’ll allow you to trade it for the right one. (*Some exceptions use)

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We have been invested in causing you to a durable consumer and buddy.

My spouce and I had an incredible experience working with Vic, and legacy car credit. Helping us comprehend just exactly exactly how credit history work and exactly how to boost it, making us feel confident!

Victor ended up being amazing! He was extremely explain that is thorough we had a need to understand and responded any concerns that I’d. He definitely went far above to have me personally another automobile. I might recommend planning to see him if you should be interested in another automobile.

Vic ended up being great in enabling me personally car that we love and is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic ended up being amazing to manage exceptional communication through the process that is entire. Strolled me detail by detail putting me personally right into vehicle that was suitable for me personally! Many thanks for all of your assistance

Definitely the most useful experience ive had purchasing a motor vehicle had been out of this spot! Everybody is extremely helpfulf! Vic had been great with communication and maintaining us as much as date regarding the procedure and got us car we desired quickly without dilemmas! Would certainly keep coming back once more

Am I able to get yourself auto loan after a repossession?

Yes, at Legacy Auto Credit we realize that a repossession is often the results of an event that is uncontrollable situation. Quite a few customers have experienced a past repossession or will soon be coming back their automobile towards the bank whenever filing a bankruptcy or customer proposition.

Will this help me to build my credit?

Yes, if you make your repayments on time. Legacy Auto Credit reports your payment history to Equifax month-to-month. In the long run with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is that people offer the funds after which you spend us right back. We could view your credit situation for a individual degree and determine your capability to help make payments even although you have actually bad credit. We result in the ultimate decision on the approval which leads to more approvals and better rates. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new vehicles.

Just what if i have already been turned straight straight down before?

We come across many individuals which were formerly refused because of a few reasons that have included, bad re re payment history, maybe maybe perhaps not the time face to face, way too much financial obligation and non-garnishable earnings. With your In-House system we have a look at your revenue, costs and debts that might be evoking the change downs and supply you with approaches to get you rebuilding and driving your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We make use of a few trustees who see you to succeed in rebuilding your credit that we truly offer low rates and want. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your instalments to Equifax which will surely help re-establish your credit history.

Did not see just what you had been in search of?

We’re Here To Simply Help

Our task is always to assist people who have bad credit get auto loans at a high price point sufficient reason for prices they could afford. No matter your circumstances, it is well well well worth trying and talking with certainly one of our credit professionals. Don’t let woeful credit get in the form of residing a far better life.